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Find Mortgage Lenders in Johnson City, TN

Compare mortgage lenders in Johnson City. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Johnson City, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Tennessee before hiring.
Showing 20 mortgage lenders in Johnson City, TN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Arrowood | The Arrowood Team - Preferred Rate
119 Boone Ridge Dr STE 203, Johnson City, TN 37615
(423) 406-1567 arrowoodteam.com
The Pechmann Team at Ross Mortgage Corporation
4718 Lake Park Dr STE 2, Johnson City, TN 37615
(423) 251-8083 thepechmannteam.com
The Tipton Team - Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
(423) 491-5405 jonathantipton.benchmark.us
Lucas Johnson
2694 Boones Creek Rd Suite 6, Johnson City, TN 37615
(423) 794-8541 movement.com
Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
(423) 232-0111 stevereed.benchmark.us
Ben Miller, Mortgage Lender
404 S Roan St, Johnson City, TN 37601
(423) 430-9278 benmillerloans.com
David Brown, Loan Officer NMLS #922393
2726 E Oakland Ave STE 107, Johnson City, TN 37601
(423) 202-5911 dbrownmortgages.com
Mortgages by Shawn Martin - Peoples Home Equity
110 Klm Dr # 2, Johnson City, TN 37615
(423) 617-9383 facebook.com
Encore Lending Group
206 Wesley St, Johnson City, TN 37601
(423) 262-8522 encorelg.com
Mortgage Man Joe G
206 Wesley St, Johnson City, TN 37601
(304) 561-4957 mortgagemanjoeg.com
Barber Mortgage Team
206 Wesley St, Johnson City, TN 37601
(423) 943-9269 tamibarbersoutherland-encorelending.com
Kind Lending, LLC
404 S Roan St, Johnson City, TN 37601
(423) 218-1166 kindlending.com
Dan Kublawi - Guild Mortgage
3300 Browns Mill Rd Ste 110, Johnson City, TN 37604
(423) 791-1495 branches.guildmortgage.com
Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
(423) 928-5626 webermortgages.com
Ben Lane, Mortgage Investors Group
508 Princeton Rd STE 201, Johnson City, TN 37601
(423) 427-3069 migonline.com
Jake Allen-Cardinal Financial
196 Montgomery St #50, Johnson City, TN 37604
(423) 608-1061 cardinalfinancial.com
Chad Berry NMLS# 1982859 Movement Mortgage
106 Pinnacle Dr Ste 101, Johnson City, TN 37615
(423) 571-4875 sgtberryhomeloans.com
Bob Hefty
508 Princeton Rd STE 201, Johnson City, TN 37601
(423) 283-4702 migonline.com
Tuan Nguyen at CrossCountry Mortgage
196 Montgomery St, Johnson City, TN 37604
(423) 791-4188 crosscountrymortgage.com
Atlas Mortgage Group
801 Sunset Dr Ste D-3, Johnson City, TN 37604
(423) 773-7828 atlasmtgloans.com

Mortgage lenders in Johnson City Tennessee help homebuyers secure financing for residential properties. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders can guide you through conventional FHA and VA loan options specific to the Johnson City real estate market.

What Does a Mortgage Lender in Johnson City Cost?

Typical costs for a mortgage in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 600 dollars and title insurance which can cost 500 to 1500 dollars. Closing costs in Tennessee generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Johnson City?
You typically need recent pay stubs tax returns bank statements and a valid ID. Tennessee lenders also require a credit check and proof of employment.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law requires a three business day review period after you receive the closing disclosure.
What is the minimum down payment for a home loan in Johnson City?
Minimum down payments vary by loan type. FHA loans can require as little as 3.5 percent down. Conventional loans may require 5 to 20 percent down depending on credit and lender requirements.

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