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20 agents listed
Updated May 2026
Johnson City, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Tennessee before hiring.
Showing 20 mortgage lenders in Johnson City, TN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tim Arrowood | The Arrowood Team - Preferred Rate
119 Boone Ridge Dr STE 203, Johnson City, TN 37615
4234061567
The Pechmann Team at Ross Mortgage Corporation
4718 Lake Park Dr STE 2, Johnson City, TN 37615
4232518083
The Tipton Team - Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
4234915405
Lucas Johnson
2694 Boones Creek Rd Suite 6, Johnson City, TN 37615
4237948541
Benchmark Home Loans
4138 Bristol Hwy #4, Johnson City, TN 37601
4232320111
Ben Miller, Mortgage Lender
404 S Roan St, Johnson City, TN 37601
4234309278
David Brown, Loan Officer NMLS #922393
2726 E Oakland Ave STE 107, Johnson City, TN 37601
4232025911
Mortgages by Shawn Martin - Peoples Home Equity
110 Klm Dr # 2, Johnson City, TN 37615
4236179383
Encore Lending Group
206 Wesley St, Johnson City, TN 37601
4232628522
Mortgage Man Joe G
206 Wesley St, Johnson City, TN 37601
3045614957
Barber Mortgage Team
206 Wesley St, Johnson City, TN 37601
4239439269
Kind Lending, LLC
404 S Roan St, Johnson City, TN 37601
4232181166
Dan Kublawi - Guild Mortgage
3300 Browns Mill Rd Ste 110, Johnson City, TN 37604
4237911495
Peoples Home Equity
206 Princeton Rd #33, Johnson City, TN 37601
4239285626
Ben Lane, Mortgage Investors Group
508 Princeton Rd STE 201, Johnson City, TN 37601
4234273069
Jake Allen-Cardinal Financial
196 Montgomery St #50, Johnson City, TN 37604
4236081061
Chad Berry NMLS# 1982859 Movement Mortgage
106 Pinnacle Dr Ste 101, Johnson City, TN 37615
4235714875
Bob Hefty
508 Princeton Rd STE 201, Johnson City, TN 37601
4232834702
Tuan Nguyen at CrossCountry Mortgage
196 Montgomery St, Johnson City, TN 37604
4237914188
Atlas Mortgage Group
801 Sunset Dr Ste D-3, Johnson City, TN 37604
4237737828
Mortgage lenders in Johnson City Tennessee help homebuyers secure financing for residential properties. Tennessee law requires all mortgage loan originators to be licensed through the Tennessee Department of Financial Institutions. Local lenders can guide you through conventional FHA and VA loan options specific to the Johnson City real estate market.
What Does a Mortgage Lender in Johnson City Cost?
Typical costs for a mortgage in Tennessee include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees of 400 to 600 dollars and title insurance which can cost 500 to 1500 dollars. Closing costs in Tennessee generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Johnson City?
You typically need recent pay stubs tax returns bank statements and a valid ID. Tennessee lenders also require a credit check and proof of employment.
How long does the mortgage process take in Tennessee?
The process usually takes 30 to 45 days from application to closing. Tennessee law requires a three business day review period after you receive the closing disclosure.
What is the minimum down payment for a home loan in Johnson City?
Minimum down payments vary by loan type. FHA loans can require as little as 3.5 percent down. Conventional loans may require 5 to 20 percent down depending on credit and lender requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Tennessee.