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16 agents listed
Updated May 2026
Baytown, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 16 mortgage lenders in Baytown, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Baytown Texas help homebuyers secure financing for residential properties. Texas law requires a specific homestead exemption and has unique foreclosure rules that affect mortgage terms. Local lenders can guide you through the Texas Department of Savings and Mortgage Lending regulations.
What Does a Mortgage Lender in Baytown Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in Baytown generally range from 2% to 5% of the purchase price. These amounts vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Baytown Texas?
You typically need pay stubs, tax returns, bank statements, and photo ID. Texas lenders also require proof of homeowners insurance and a property survey.
How long does a mortgage approval take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three-day rescission period after signing the loan documents.
Are there special mortgage programs for Texas first-time homebuyers?
Yes, the Texas Department of Housing and Community Affairs offers down payment assistance programs. Local Baytown lenders can help you apply for these state-specific options.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.