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Showing 3 mortgage lenders in Bellaire, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Larry The Lender | Hard Money Lender
5000 Locust St, Bellaire, TX 77401
(713) 662-9000
larrythelender.com
What Does a Mortgage Lender in Bellaire Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance premiums based on the loan size. Closing costs in Bellaire generally range from 2% to 5% of the purchase price. These estimates vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bellaire Texas?
You typically need pay stubs, tax returns, bank statements, and photo ID. Texas lenders also require a signed authorization to pull your credit report. Self-employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law mandates a three-day right of rescission for refinances under the Texas Constitution. Delays can occur if appraisal or title work takes longer.
Are there Texas-specific rules for home equity loans?
Yes. Texas law limits home equity loans to 80% of the home value. You must wait 12 months after buying the home before taking a home equity loan. The lender must provide a specific Texas Home Equity Loan Disclosure at application.