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Find Mortgage Lenders Near You in Belton, TX

Directory of mortgage lenders in Belton, Texas. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Belton, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 mortgage lenders in Belton, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
127 Lake Rd Suite 300, Belton, TX 76513
2549339500
Mutual of Omaha Mortgage
106 W Central Ave Suite 106, Belton, TX 76513
5129313881
Growing Home Mortgage LLC
202 E Central Ave Suite 210, Belton, TX 76513
2548920062
New American Funding - Becca Salinas
701 N Main St, Belton, TX 76513
2543281226
First Community Mortgage
208 E Central Ave Suite 101, Belton, TX 76513
2548317010
Dana Irvine Mortgage
820 Villa Como Dr, Belton, TX 76513
2547214691
Extraco Mortgage | Belton
2000 N Main St, Belton, TX 76513
2547745803
Shannon Alexander, The Wood Group of Fairway Home Mortgage
127 Lake Rd Suite 300, Belton, TX 76513
2542950905
Spark Mortgage, LLC
800 Kennedy Ct B, Belton, TX 76513
7372849267

Mortgage lenders in Belton Texas help homebuyers and homeowners secure financing for residential properties. Texas law requires a specific process for home equity loans including a 12-day waiting period after closing. Local lenders understand the Belton real estate market and can guide you through conventional FHA and VA loan options.

What Does a Mortgage Lender in Belton Cost?

Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount appraisal fees from $400 to $700 and title insurance which can cost $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. Texas also charges a state mortgage tax of $0.10 per $100 of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Belton Texas?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Lenders also check your credit score and debt-to-income ratio. Specific requirements vary by loan type and lender.
How long does it take to close on a home loan in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days from application. For Texas home equity loans state law mandates a 12-day rescission period after closing. Refinances may close faster depending on the lender.
What are the current mortgage rates in Belton Texas?
Mortgage rates change daily based on market conditions and your personal financial profile. In Texas rates are influenced by the national market and local economic factors. Contact multiple lenders in Belton for current rate quotes.