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Directory of mortgage lenders in Boyd, Texas. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Boyd, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Boyd, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Wood Group of Fairway Independent Mortgage Corp.
313 E Rock Island Ave Ste 300, Boyd, TX 76023
9409691103
Tim Lambert| The Lambert Team of Fairway Independent Mortgage Corporation
313 E Rock Island Ave Ste 300, Boyd, TX 76023
9403939521
Mortgage lenders in Boyd, Texas help homebuyers and homeowners secure loans for purchasing or refinancing property. Texas law has specific rules on home equity loans and cash-out refinancing, such as the 80 percent loan-to-value limit under the Texas Constitution. Boyd lenders can guide you through these state regulations and local market conditions.
What Does a Mortgage Lender in Boyd Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 0.5 to 1 percent of the purchase price. Closing costs in Texas generally range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Boyd Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders may also require a homestead affidavit for certain loan types.
How long does a mortgage closing take in Texas?
A typical mortgage closing in Texas takes 30 to 45 days from application to funding. Texas law requires a three-day rescission period for refinances under the Truth in Lending Act.
Are there special mortgage programs for first-time buyers in Texas?
Yes, the Texas Department of Housing and Community Affairs offers programs like the Texas First Time Homebuyer Program. These provide down payment assistance and competitive rates for eligible buyers in Boyd.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.