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Find Mortgage Lenders Near You in Buda, TX

Compare mortgage lenders in Buda. Review contact information and insurance categorys before you decide.

7 agents listed
Updated May 2026
Buda, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 7 mortgage lenders in Buda, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cascade Financial Services
192 Cimarron Park Loop, Buda, TX 78610
8774400795
Hays Home Team at Keller Williams Realty
589 Farm to Market 1626 #102, Buda, TX 78610
5124340630
Align Home Loans
217 Railroad St, Buda, TX 78610
5128131820
Asset Lending TX
1645 Main St Suit D, Buda, TX 78610
5129942221
Garlic Creek
1014 Talley Loop, Buda, TX 78610
8778997999
Chase Home Lending
1569 Main St, Buda, TX 78610
7135694457
David Wilson, Mortgage Broker
566 Summer Pointe, Buda, TX 78610
5122003676

Mortgage lenders in Buda Texas help homebuyers and homeowners secure financing for property purchases and refinances. Texas law has specific rules for home equity loans and cash-out refinancing that lenders must follow. Local lenders understand the Buda real estate market and can guide you through the loan process from pre-approval to closing.

What Does a Mortgage Lender in Buda Cost?

Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a title policy fee of $1,500 to $3,000. Closing costs in Buda usually range from 2% to 5% of the purchase price. These costs vary by loan type, lender, and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Buda Texas?
You typically need pay stubs, tax returns, bank statements, and photo ID. Texas lenders also require proof of homeowners insurance and a property appraisal. Self-employed borrowers may need additional income documentation.
How long does it take to close on a home loan in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a three-day right of rescission for refinances and home equity loans. Delays can occur if appraisal or title work takes longer.
Are there special mortgage programs for first-time homebuyers in Buda?
Yes, the Texas Department of Housing and Community Affairs offers down payment assistance programs for eligible buyers. Buda residents may also qualify for FHA, VA, or USDA loans. Each program has specific income limits and property location requirements.