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Find Mortgage Lenders Near You in Cypress, TX

Compare mortgage lenders in Cypress. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Cypress, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Cypress, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C & T Mortgage Inc
18739 Mueschke Rd Suite B, Cypress, TX 77433
8322201480
Cypress Mortgage Pro
16718 House Hahl Rd, Cypress, TX 77433
9365257225

Mortgage lenders in Cypress Texas help homebuyers and homeowners secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Local lenders are familiar with Harris County property values and the specific title insurance requirements in the state.

What Does a Mortgage Lender in Cypress Cost?

Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cypress Texas?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Texas law also requires a homestead affidavit if you are buying a primary residence.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas has a 3 day right of rescission for refinances, which adds to the timeline.