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Browse mortgage lenders serving Driftwood, Texas. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Driftwood, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Driftwood, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer & Jorge Aldrete CrossCountry Mortgage
154 Applewood Dr, Driftwood, TX 78619
5125897795
Texas Reverse Mortgage, Inc.
290 Trail Master Cir, Driftwood, TX 78619
5122887777
Mortgage lenders in Driftwood Texas help home buyers and property owners secure financing for residential and land purchases. Texas law requires a licensed mortgage originator to handle all residential loan applications. The Texas Constitution also limits home equity loan amounts to 80 percent of the home value and sets a 12 year repayment term for certain loans.
What Does a Mortgage Lender in Driftwood Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee between 400 and 700 dollars, and a title insurance policy costing about 0.5 percent of the home value. Third party fees for credit reports, flood certification, and recording can add 100 to 500 dollars. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Driftwood Texas?
You typically need pay stubs for the last 30 days, W 2 forms from the last two years, tax returns, bank statements, and a valid government ID. Texas lenders also require a completed loan application and a credit report authorization.
How does a Texas home equity loan differ from a purchase loan?
A Texas home equity loan is a cash out refinance that cannot exceed 80 percent of the home value. The state requires a 12 day rescission period after closing. Purchase loans have no such waiting period and follow standard federal guidelines.
Are there special mortgage programs for rural property in Driftwood?
Yes, the USDA Rural Development loan program is available for eligible properties in Driftwood and surrounding Hays County areas. These loans require no down payment and have income limits based on household size and location.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.