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Mortgage Lenders in Dripping Springs, TX

Browse mortgage lenders serving Dripping Springs, Texas. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Dripping Springs, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 8 mortgage lenders in Dripping Springs, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
City Bank Mortgage
1326 US-290 Ste D, Dripping Springs, TX 78620
5122035869
Dave - The Home Loan Guy
11114 Bonham Ranch Rd, Dripping Springs, TX 78620
4804477856
Panacea Mortgage
465 Horse Trail Drive, Dripping Springs, TX 78620
8004991562
Union Home Mortgage
701 US-290 Unit 102, Dripping Springs, TX 78620
5128297506
Jason Luey Lewis with CMG FInancial
31451 Ranch Rd 12, Dripping Springs, TX 78620
5127992996
Bank Of England Mortgage
701 US-290 #103, Dripping Springs, TX 78620
5128942109
Sunflower Bank Mortgage Lending
100 Creek Rd, Dripping Springs, TX 78620
5128940262
Chase Home Lending
200 US-290, Dripping Springs, TX 78620
6309186692

Mortgage lenders in Dripping Springs Texas help home buyers and homeowners secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders understand the unique real estate market in Hays County and can guide you through the Texas specific closing process.

What Does a Mortgage Lender in Dripping Springs Cost?

Typical mortgage costs in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in Texas often total 2 to 5 percent of the home purchase price. These are general estimates and actual costs vary by lender, loan type, and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Dripping Springs?
You typically need recent pay stubs, W 2 forms, tax returns, bank statements, and a valid ID. Texas lenders may also ask for proof of homeowners insurance and a property survey. Requirements vary by loan type and lender.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a 3 day right of rescission for refinances and home equity loans. Delays can occur due to appraisal or title work.
Are there special mortgage programs for Texas home buyers?
Yes, the Texas Department of Housing and Community Affairs offers down payment assistance programs for qualified buyers. Some lenders also offer USDA loans for rural areas near Dripping Springs. Check with local lenders for current program availability.