Skip to main content

Find Mortgage Lenders in Freeport, TX

Looking for a mortgage lender in Freeport? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Freeport, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage lenders in Freeport, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Finance
1401 N Brazosport Blvd Suite E, Freeport, TX 77541
9792338330
TDECU Freeport
1701 N Brazosport Blvd, Freeport, TX 77541
8008391154
Texas Gulf Bank
1400 N Brazosport Blvd, Freeport, TX 77541
9792333536

Mortgage lenders in Freeport, Texas help homebuyers secure loans to purchase property in Brazoria County. Texas law requires specific disclosures for home loans, including the Texas Home Equity Loan disclosure for cash-out refinances. Local lenders understand the Freeport real estate market and can guide you through the process.

What Does a Mortgage Lender in Freeport Cost?

Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance which can cost $1,500 to $3,000. Closing costs in Texas generally range from 2% to 5% of the purchase price. These costs vary by lender, loan type, and property value. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Freeport Texas?
You typically need pay stubs, tax returns, bank statements, and photo ID. Texas law also requires a valid government-issued ID for the loan application. Your lender will provide a full list based on your situation.
How long does it take to close on a mortgage in Texas?
The average mortgage closing in Texas takes 30 to 45 days. This timeline can vary based on the loan type and appraisal availability. Texas law mandates a three day right of rescission for most refinances.
What is a Texas Home Equity loan and how does it work?
A Texas Home Equity loan lets you borrow against your home equity. Texas law limits these loans to 80% of your home value. You must wait 12 months after purchasing the home before applying for a home equity loan.