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Compare mortgage lenders in Garden Ridge. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Garden Ridge, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Garden Ridge, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Holland Home Loans LLC empowered by NEXA Lending - Becca Holland
19315 FM 2252 # 305, Garden Ridge, TX 78266
8302532280
Lorena Ashinhurst Greenlight Mortgage LLC
19315 FM 2252 # 305, Garden Ridge, TX 78266
9797435821
Mortgage lenders in Garden Ridge, Texas help homebuyers and homeowners secure financing for property purchases and refinances. Texas law requires specific disclosures such as the Texas Home Equity Section 50(a)(6) notice for cash-out refinances. Local lenders understand the unique real estate market in Comal County and can guide you through the loan process.
What Does a Mortgage Lender in Garden Ridge Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garden Ridge?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a government-issued ID. Texas lenders may also require a copy of your homeowners insurance policy before closing.
How long does the mortgage process take in Texas?
The mortgage process usually takes 30 to 45 days from application to closing. Texas law requires a three-day right of rescission for refinances, which adds a short waiting period.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.