Mortgage Lenders in Houston, TX
Directory of mortgage lenders in Houston, Texas. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 20 mortgage lenders in Houston, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Houston Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs in Houston average 2 to 5 percent of the purchase price. Costs vary by loan type and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage lender in Houston Texas?
A mortgage lender is a financial institution or individual that provides funds for a home loan. In Texas lenders must follow state regulations including the Texas Finance Code. They offer various loan types such as conventional FHA and VA loans.
What documents do I need to apply for a mortgage in Houston?
You typically need pay stubs tax returns bank statements and identification. Texas lenders may also require proof of homeowners insurance and a property appraisal. Self employed borrowers might need additional tax documents.
How long does it take to get a mortgage in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a 3 day rescission period for most loans. Delays can occur if additional documentation is needed or if the property appraisal takes longer.