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Find Mortgage Lenders Near You in Justin, TX

Compare mortgage lenders in Justin. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Justin, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage lenders in Justin, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Select Mortgage Group
17176 FM156 Suite A102, Justin, TX 76247
4695290070
Vista Bank
412 FM156, Justin, TX 76247
9406482753
Harvest Home Team
305 W 1st St Ste. 103, Justin, TX 76247
9722273033
DFW Home Loans - Shawn Barnes
12941 Helen Ct, Justin, TX 76247
9728140620

Mortgage lenders in Justin Texas help homebuyers and homeowners secure financing for property purchases and refinances. Texas law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Justin real estate market and can guide you through Texas-specific requirements like the homestead exemption and property tax rules.

What Does a Mortgage Lender in Justin Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Justin Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas lenders also require a property appraisal and title search. Self-employed borrowers may need additional profit and loss statements.
How long does it take to close on a mortgage in Texas?
The average mortgage closing in Texas takes 30 to 45 days. This timeline can vary based on loan type and appraisal scheduling. Texas law requires a three business day review period after you receive the Closing Disclosure.
What are the property tax rates in Justin Texas?
Property tax rates in Justin vary by county and school district. Denton County and Wise County both serve parts of Justin. Rates typically range from 2.0 to 2.5 percent of the assessed home value. Texas does not have a state income tax, which can offset higher property taxes.