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Directory of mortgage lenders in La Porte, Texas. Verify credentials with the state mortgage licensing authority before hiring.
6 agents listed
Updated May 2026
La Porte, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 6 mortgage lenders in La Porte, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TitleMax Title Loans
1112 W Main St Suite 200, La Porte, TX 77571
2819461011
World Finance
909 S Broadway St, La Porte, TX 77571
2814702775
Wellby Financial
607 W Fairmont Pkwy, La Porte, TX 77571
2814887070
Mortgage lender La Porte TX
410 E Fairmont Pkwy, La Porte, TX 77571
2814625649
Nichole Symons - Mortgage Loan Officer
9914 Catlett Ln, La Porte, TX 77571
8323435893
Mortgage lender La Porte TX
410 E Fairmont Pkwy, La Porte, TX 77571
2814625649
A mortgage lender in La Porte Texas helps you finance a home purchase or refinance an existing loan. Texas law has specific rules for home equity loans and cash-out refinances, including a 80 percent loan-to-value limit. Local lenders understand the La Porte real estate market near the Houston Ship Channel.
What Does a Mortgage Lender in La Porte Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally total 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in La Porte Texas?
You typically need pay stubs, tax returns, bank statements, and a government ID. Self-employed borrowers may need two years of tax returns and profit and loss statements. The lender will also check your credit score and debt-to-income ratio.
How long does it take to close a mortgage in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days. Texas law requires a 3-day right of rescission for refinances and home equity loans. Delays can happen if the appraisal or title work takes longer.
What is the Texas homestead exemption and how does it affect my mortgage?
The Texas homestead exemption protects your primary residence from most creditors. It does not affect your mortgage payments but can lower your property taxes. Your lender will still have a lien on the property until the loan is paid off.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.