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Compare Mortgage Lenders in Los Fresnos, TX

Looking for a mortgage lender in Los Fresnos? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Los Fresnos, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage lenders in Los Fresnos, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sun Loan Company
324 W Ocean Blvd Ste 101, Los Fresnos, TX 78566
9562330195
Security Finance
324 W Ocean Blvd Suite 102, Los Fresnos, TX 78566
9562331916
World Finance
324 W Ocean Blvd Suites 107 & 108, Los Fresnos, TX 78566
9562336816
Loanstar Title Loans
29822-A TX-100, Los Fresnos, TX 78566
9567889100
First Community Bank
205 E Ocean Blvd, Los Fresnos, TX 78566
9562334100

Mortgage lenders in Los Fresnos Texas help homebuyers secure loans for residential properties in Cameron County. Texas law requires a specific deed of trust and homestead protections that affect loan terms. Local lenders understand the Rio Grande Valley market and can guide you through the process.

What Does a Mortgage Lender in Los Fresnos Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance which can range from $1,000 to $2,500 depending on the home price. Closing costs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Los Fresnos Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas law also requires a property survey and title insurance for most home loans.
How long does it take to close on a home loan in Texas?
The average closing process in Texas takes 30 to 45 days. This includes appraisal, underwriting, and final approval. Texas has a three business day right of rescission for most refinances.