ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse mortgage lenders serving Murphy, Texas. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Murphy, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 4 mortgage lenders in Murphy, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Geneva Financal LLC
318 FM 544 bldg d ste 4, Murphy, TX 75094
2143957630
Bank of America Home Mortgage
Murphy, TX 75094
9725097030
Chase Mortgage
206 FM 544, Murphy, TX 75094
9724243850
PNC Mortgage
108 S Murphy Rd, Murphy, TX 75094
9727056380
Mortgage lenders in Murphy Texas help home buyers and homeowners secure financing for property purchases and refinancing. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders understand the Collin County real estate market and can guide you through the Texas specific closing process.
What Does a Mortgage Lender in Murphy Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums that vary by loan size. Closing costs in Collin County usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Murphy Texas?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Texas lenders also require a copy of your deed if you are refinancing. Self employed borrowers may need additional profit and loss statements.
How long does the mortgage process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law requires a three day right of rescission for refinances. Delays can occur if appraisal or title work takes longer.
Are there Texas specific rules for mortgage lenders?
Yes. Texas has a constitutional cap of 80 percent loan to value for home equity loans. The state also requires a 12 day waiting period after applying for a home equity loan. All mortgage lenders must be licensed by the Texas Department of Savings and Mortgage Lending.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Murphy who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.