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Compare mortgage lenders in Pilot Point. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Pilot Point, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage lenders in Pilot Point, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
M/I Homes Mobberly Farms
6517 Adderly Rd, Pilot Point, TX 76258
9722807730
PointBank
200 US-377, Pilot Point, TX 76258
9406867000
Windrose by D.R. Horton
2310 Water Lily Wy, Pilot Point, TX 76258
4695026863
Mortgage lenders in Pilot Point, Texas help homebuyers and homeowners secure loans for purchasing or refinancing property. Texas law has unique rules such as the Texas Home Equity Amendment which limits home equity loans to 80% of the home value. Local lenders can guide you through these regulations and the specific requirements for Pilot Point properties.
What Does a Mortgage Lender in Pilot Point Cost?
Typical mortgage lender costs in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,500 to $3,000. Closing costs usually total 2% to 5% of the home purchase price. These amounts vary by loan type and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage loan in Pilot Point?
You typically need proof of income, tax returns, bank statements, and a valid ID. Texas lenders also require a property appraisal and title insurance. Your lender will give you a full list based on your loan type.
How long does it take to close a mortgage in Texas?
A standard mortgage closing in Texas takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender will provide a timeline estimate.
Are there Texas-specific mortgage programs for first-time buyers?
Yes, the Texas Department of Housing and Community Affairs offers the My First Texas Home program with down payment assistance. Many local lenders in Pilot Point participate in these programs. Eligibility depends on income and credit score.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.