Skip to main content

Find Mortgage Lenders Near You in Port Neches, TX

Looking for a mortgage lender in Port Neches? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Port Neches, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 3 mortgage lenders in Port Neches, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MCT Credit Union
2736 Nall St, Port Neches, TX 77651
(409) 727-1446 mctcu.org
The Wagner Team at Canopy Mortgage - #SETXMortgageGuys
2002 Magnolia Ave Ste 1C, Port Neches, TX 77651
(409) 540-5653 setxmortgageguy.com
The Wood Group of Fairway Independent Mortgage Corp.
1002 Magnolia Ave Suite E, Port Neches, TX 77651
(409) 571-4760 woodgroupsetx.com

What Does a Mortgage Lender in Port Neches Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance premiums averaging $1,500 to $2,500. Closing costs in Port Neches generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage loan in Port Neches?
You typically need proof of income, tax returns, bank statements, and a valid ID. Texas law also requires a survey or property description for the home being financed.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law mandates a three-day right of rescission for refinances under the Truth in Lending Act.

Mortgage Lenders in Other Texas Cities