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Directory of mortgage lenders in Richmond, Texas. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Richmond, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 10 mortgage lenders in Richmond, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Element Home Loans w/ Rick Carrier
24200 Via Mazzini Way Suite 301, Richmond, TX 77406
2817676700
Sundeep Chugh, Home Loan Officer, Residential Mortgages
11023 Glenrothers Dr, Richmond, TX 77407
2817777270
Primary Residential Mortgage, Inc.
800 Main St, Richmond, TX 77469
2147369466
Chase Home Lending
8027 W Grand Pkwy S, Richmond, TX 77407
5127053027
David Cline
800 Main St, Richmond, TX 77469
8324234138
David Randolph | Branch Manager | Primary Residential Mortgage, Inc.
800 Main St, Richmond, TX 77469
2812482100
Community Real Estate Finance
1711 Chapelwood Ln, Richmond, TX 77406
2817219703
PNC Mortgage
1202 Jackson St, Richmond, TX 77469
7138672146
PNC Mortgage
7627 W Grand Pkwy S Ste 100, Richmond, TX 77407
3468438583
Rainbow Mortgage
1860 FM359 #180, Richmond, TX 77406
2813428404
Mortgage lenders in Richmond Texas help home buyers and homeowners secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Local lenders can guide you through the specific documentation needed for Texas property transactions.
What Does a Mortgage Lender in Richmond Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance premiums based on the loan size. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richmond Texas?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Texas law also requires a homestead affidavit for certain loan types.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law mandates a three day right of rescission for refinances and home equity loans.
Are there Texas specific rules for mortgage lenders?
Yes. Texas law limits home equity loan fees to 5 percent of the loan amount. Lenders must also provide a Texas specific disclosure packet before closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.