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3 agents listed
Updated May 2026
Royse City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage lenders in Royse City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guaranty Bank & Trust
121 I-30, Royse City, TX 75189
9726369777
American National Bank of Texas
123 I-30, Royse City, TX 75189
9726362485
Mortgage lender Royse City TX
9896 Co Rd 2440, Royse City, TX 75189
9726940876
Mortgage lenders in Royse City, Texas help homebuyers secure financing for residential properties. Texas law requires a home equity loan to have a maximum loan-to-value ratio of 80 percent. Local lenders can guide you through the specific closing procedures and title requirements unique to Texas.
What Does a Mortgage Lender in Royse City Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance of about $1,500 to $2,500. Closing costs in Royse City generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Royse City?
You typically need pay stubs, tax returns, bank statements, and a government ID. Texas lenders also require a valid homestead affidavit for owner-occupied properties.
How long does a mortgage loan process take in Texas?
The average mortgage process in Texas takes 30 to 45 days from application to closing. Texas law mandates a 12-day right of rescission for home equity loans after closing.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.