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Directory of mortgage lenders in Saginaw, Texas. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Saginaw, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 5 mortgage lenders in Saginaw, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Store
100 N Saginaw Blvd, Saginaw, TX 76179
8172328900
World Finance
528 S Saginaw Blvd, Saginaw, TX 76179
8173065124
GRD Fix and Flip Money Lenders
1205-1209 N Saginaw Blvd, Saginaw, TX 76179
8179475052
Chase Home Lending
1429 N Saginaw Blvd, Saginaw, TX 76179
9364457929
PNC Mortgage
1417 N Saginaw Blvd, Saginaw, TX 76179
8172302800
Mortgage lenders in Saginaw Texas help home buyers and homeowners secure loans for purchasing or refinancing property. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders in Saginaw can guide you through the Texas Constitution rules for home equity lending and other loan types.
What Does a Mortgage Lender in Saginaw Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance premiums of 1,000 to 2,500 dollars. Closing costs generally range from 2 to 5 percent of the loan amount. Texas also charges a state mortgage tax of 0.50 per 100 dollars of the loan amount for some transactions. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What types of mortgage loans are available in Saginaw Texas?
Common loan types include conventional loans, FHA loans, VA loans, and USDA loans. Texas also allows home equity loans and cash out refinances under specific state rules. A local lender can explain which option fits your situation.
What credit score do I need for a mortgage in Texas?
Minimum credit scores vary by loan type. FHA loans may allow scores as low as 580. Conventional loans often require a 620 or higher. Texas lenders also consider your debt to income ratio and down payment amount.
How long does a mortgage closing take in Texas?
A typical mortgage closing in Texas takes 30 to 45 days from application to funding. Texas law requires a three day right of rescission for refinances. Delays can happen if appraisal or title work takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.