Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Texas before hiring.
Showing 10 mortgage lenders in San Juan, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Store
105 South Cesar Chavez Road Ste 5, San Juan, TX 78589
(956) 781-8086
locations.cashstore.com
Regional Finance
901 N Raul Longoria Rd #4, San Juan, TX 78589
(956) 782-1216
branches.regionalfinance.com
What Does a Mortgage Lender in San Juan Cost?
Typical costs for a mortgage in Texas include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance premiums based on the loan size. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in San Juan?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Lenders may also request proof of residency and employment history for the last two years.
How long does it take to close on a mortgage in Texas?
The average closing timeline is 30 to 45 days. Texas has specific title and survey requirements that can affect the schedule, so ask your lender for an estimate.
Are there special loan programs for first-time homebuyers in Texas?
Yes, the Texas Department of Housing and Community Affairs offers down payment assistance and low-interest loans for eligible first-time buyers. Local lenders in San Juan can help you apply for these programs.