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Find Mortgage Lenders in Selma, TX

Browse mortgage lenders serving Selma, Texas. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Selma, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 2 mortgage lenders in Selma, TX Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
8222 Agora Pkwy #100, Selma, TX 78154
2109459631
PNC Mortgage
14535 Forum Pkwy, Selma, TX 78154
2105925551

Selma Texas is a growing community near San Antonio. Mortgage lenders in Selma help homebuyers with conventional loans FHA loans and VA loans. Texas law requires a home equity loan to have a maximum loan to value ratio of 80 percent. Local lenders understand the specific property tax and insurance requirements for Bexar and Guadalupe counties.

What Does a Mortgage Lender in Selma Cost?

Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars. Title insurance and escrow fees can total 1500 to 3000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Selma Texas?
You will need recent pay stubs W2 forms tax returns bank statements and a valid ID. Texas lenders also require a copy of your homeowners insurance policy. Self employed borrowers may need additional profit and loss statements.
How long does a mortgage pre approval take in Texas?
A mortgage pre approval in Texas usually takes one to three business days. The lender will review your credit score income and debt to income ratio. A pre approval letter is valid for 60 to 90 days in most cases.
What is the Texas homestead law and how does it affect my mortgage?
Texas homestead law protects your primary residence from most creditors. This law limits the amount of home equity debt you can take to 80 percent of your homes value. It also requires specific paperwork and a 12 day waiting period after closing for home equity loans.