Find Mortgage Lenders in Stafford, TX
Browse mortgage lenders serving Stafford, Texas. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Texas before hiring.
Showing 11 mortgage lenders in Stafford, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stafford Texas home buyers and homeowners can work with local mortgage lenders to secure financing for a new home or refinance an existing loan. Texas law requires a specific homestead exemption and limits on home equity loan amounts. Lenders in Stafford help clients navigate these state rules and find competitive rates.
What Does a Mortgage Lender in Stafford Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance which can cost $1,000 to $2,500. Closing costs in Texas generally range from 2 to 5 percent of the purchase price. These amounts vary by loan type and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Stafford Texas?
You typically need pay stubs, tax returns, bank statements, and a photo ID. Texas lenders also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a home loan in Texas?
A standard mortgage closing in Texas usually takes 30 to 45 days. Texas law requires a three day rescission period for refinances under the Texas Home Equity Section 50(a)(6).
Are there special mortgage programs for Texas first time home buyers?
Yes. The Texas Department of Housing and Community Affairs offers down payment assistance programs. Local lenders in Stafford can help you check eligibility for these state funded options.