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Directory of mortgage lenders in Universal City, Texas. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Universal City, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 9 mortgage lenders in Universal City, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Cash Store
12000 E Loop 1604 N Ste 100, Universal City, TX 78148
2105665537
World Finance
1628 Pat Booker Rd, Universal City, TX 78148
2106595589
Security Finance
2930a Pat Booker Rd, Universal City, TX 78148
2105660142
Regional Finance
1645 Pat Booker Rd Suite 115, Universal City, TX 78148
2105076988
Fenix Finance
1017 Pat Booker Rd B, Universal City, TX 78148
2105661867
EzMax Loans
504 Pat Booker Rd, Universal City, TX 78148
2104659430
Allied Loan
2322 Pat Booker Rd, Universal City, TX 78148
2105660994
Chase Mortgage
912 Kitty Hawk Rd, Universal City, TX 78148
2106599122
Ridge Financials
2321 Pat Booker Rd, Universal City, TX 78148
9189568494
Mortgage lenders in Universal City Texas help homebuyers secure financing for residential properties. Texas law requires a specific disclosure of title policy costs and a 12 day right of rescission for certain refinances. Local lenders can guide you through the process for homes in Guadalupe County and the surrounding San Antonio area.
What Does a Mortgage Lender in Universal City Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a title policy fee of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information and is not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Universal City Texas?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Self-employed borrowers may need additional profit and loss statements. Texas lenders also require a property appraisal and title search.
Are there Texas specific laws about mortgage lending?
Yes, Texas has a homestead law that limits home equity loans to 80% of the property value. Borrowers also have a three day right to cancel a home equity loan after signing. All mortgage lenders in Texas must be licensed by the Texas Department of Savings and Mortgage Lending.
How long does the mortgage process take in Universal City?
A typical mortgage process takes 30 to 45 days from application to closing. Texas law requires a 60 day waiting period between a home equity loan and a subsequent refinance. Delays can occur if additional documents are needed or if the appraisal takes longer.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.