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Browse mortgage lenders serving Watauga, Texas. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Watauga, TX
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage lenders in Watauga, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loanstar Title Loans
6637 Watauga Rd, Watauga, TX 76148
8174282864
OneMain Financial
8436 Denton Hwy #211, Watauga, TX 76148
8177882871
Chase Home Lending
6624 Watauga Rd, Watauga, TX 76148
6463221638
Mortgage lenders in Watauga Texas help home buyers and homeowners secure financing for residential properties. Texas law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the Tarrant County housing market and can guide you through the Texas home equity loan rules, which limit cash-out refinancing to 80 percent of the home value.
What Does a Mortgage Lender in Watauga Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance which can cost $1,500 to $2,500. You may also pay for a credit report, flood certification, and recording fees. Total closing costs usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Watauga Texas?
You will typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid photo ID. Texas lenders also require proof of homeowners insurance before closing.
How long does it take to close on a home loan in Texas?
The average time to close a mortgage in Texas is 30 to 45 days from application. Texas law mandates a three-day right of rescission for refinances, which can add three days to the timeline.
What are the property tax rates in Watauga Texas?
Watauga property tax rates vary by school district and city services. The combined rate is typically around 2.5 to 2.8 percent of the assessed home value. Texas has no state income tax, so property taxes are a primary revenue source.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Texas.