Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Texas before hiring.
Showing 3 mortgage lenders in Whitehouse, TX
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southside Bank
601 TX-110 N. Suite, Whitehouse, TX 75791
9038397777
Southside Bank
901 TX-110 N, Whitehouse, TX 75791
9038395700
Capital Mortgage
15632 TX-110 Suite 15, Whitehouse, TX 75791
9038398899
What Does a Mortgage Lender in Whitehouse Cost?
Typical costs for a mortgage lender in Texas include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance which can cost 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. These costs vary by loan type and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Whitehouse Texas?
You typically need recent pay stubs W2 forms tax returns bank statements and a valid ID. Texas lenders also require a property appraisal and title search to verify ownership and property value.
How long does the mortgage process take in Texas?
The process usually takes 30 to 45 days from application to closing. Texas law requires a three day right of rescission for refinances on a primary residence after closing documents are signed.
What is the Texas Home Equity Loan rule?
Texas law limits home equity loans to 80 percent of the home value. You cannot take out a home equity loan on a farm or ranch if the land is used for agricultural purposes. A 12 day waiting period is required after application before closing.