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Browse mortgage lenders serving American Fork, Utah. Contact information and addresses listed below.
9 agents listed
Updated May 2026
American Fork, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 9 mortgage lenders in American Fork, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Educators and Compliance
476 W 50 N, American Fork, UT 84003
8774031428
Velocity Home Loans
321 N County Blvd #B, American Fork, UT 84003
8014347337
First Capital Commercial
477 W 50 N, American Fork, UT 84003
8017221047
Loan Officer Lanny Baxter- Powered by NEXA Mortgage
12 100 N Suite 202D, American Fork, UT 84003
8014728488
Mendenhall Mortgage
12 W 100 N #201-A, American Fork, UT 84003
8016023550
utahloansbyKaren
12 W 100 N St Suite 202D, American Fork, UT 84003
8013722523
Jeff Morrison - Mortgage Loan Officer - Mountain America Credit Union
893 NW State St, American Fork, UT 84003
8013256129
Integrity First Lending - American Fork Office
629 E 700 S #201, American Fork, UT 84003
8015420961
City First Mortgage Services
483 W 30 N, American Fork, UT 84003
8018894004
Mortgage lenders in American Fork, Utah help homebuyers and homeowners secure financing for property purchases and refinancing. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the unique housing market in Utah County and can guide you through conventional, FHA, VA, and USDA loan options.
What Does a Mortgage Lender in American Fork Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing about $1,000 to $2,000. Closing costs in Utah generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in American Fork?
You typically need pay stubs, tax returns, bank statements, and identification. Utah lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Utah?
The process usually takes 30 to 45 days from application to closing. Utah law allows a three-day rescission period for refinances but not for purchase loans.
Are there first-time home buyer programs in Utah?
Yes, Utah Housing Corporation offers down payment assistance and fixed-rate loans for first-time buyers in American Fork. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.