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20 agents listed
Updated May 2026
Cedar City, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 20 mortgage lenders in Cedar City, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Coal Creek Mortgage, Cedar City UT
337 S Main St #210, Cedar City, UT 84720
4352638851
Dewey Warner | Intercap Lending, Inc.
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
MGM Mortgage - Cedar City
210 N 300 W STE 201, Cedar City, UT 84721
4355865655
Mark Gibson - Barrett Financial Group - Cedar City UT
3766 W 1350 N, Cedar City, UT 84721
4352386864
Guild Mortgage - Spencer Valerio
415 N Main St #202, Cedar City, UT 84721
7025961993
Tim Prindle, Loan Officer, NMLS # 217618 - MGM Mortgage
210 N 300 W STE 201, Cedar City, UT 84721
4355316796
Tyler Rowland Intercap Lending
1760 N Main St STE 210, Cedar City, UT 84721
4355924002
VIP Mortgage, Inc. | Heidi Buckley, Cedar City Branch
583 S Main St #5, Cedar City, UT 84720
7023212272
Garrett Mortgage
2202 N Main St #104, Cedar City, UT 84721
4355903685
American Pacific Mortgage (NMLS #2510421)
609 N 1450 W Ste #1, Cedar City, UT 84721
7028074329
Premier Mortgage Resources
603 S Main St #4, Cedar City, UT 84720
9288532237
Guild Mortgage - Kimberly Snow
415 N Main St #202, Cedar City, UT 84721
4356741090
Legacy Mortgage LLC
1156 S Bentley Blvd Unit 6, Cedar City, UT 84720
4354064149
Intercap Lending, Inc. | Cedar City Branch
1760 N Main St STE 210, Cedar City, UT 84721
4355869740
Jason Griffin | Cowboy Mortgage Consultant
51 E 400 N, Cedar City, UT 84721
4355904743
Cedar Woods Financial
1115 S Main St #300, Cedar City, UT 84720
4355860063
Bevan Cox - Academy Mortgage
603 S Main St, Cedar City, UT 84720
4355903370
Guild Mortgage Company
415 N Main St #202, Cedar City, UT 84721
4356741040
US Bank Mortgage
Cedar City, UT 84720
4355861096
Home Loans With Dave
337 S Main St #210, Cedar City, UT 84720
4355902705
Mortgage lenders in Cedar City Utah help homebuyers and homeowners secure financing for residential properties. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Cedar City real estate market and can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in Cedar City Cost?
Typical costs for a mortgage in Cedar City Utah include an origination fee of 0.5% to 1% of the loan amount appraisal fees from 400 to 600 dollars and title insurance which can range from 800 to 1500 dollars. Closing costs generally total 2% to 5% of the purchase price. Utah also charges a mortgage recording fee of about 20 dollars per document. These costs vary by lender loan type and property value. This information is general and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cedar City Utah?
You typically need pay stubs W-2s tax returns bank statements and a valid ID. Utah lenders also require a credit report and proof of employment. Self-employed borrowers may need additional business tax returns.
How long does the mortgage process take in Utah?
The mortgage process in Utah usually takes 30 to 45 days from application to closing. Utah law allows for a three day rescission period on refinances but not on purchase loans. Delays can occur if appraisals or title work take longer.
Are there first time home buyer programs in Cedar City Utah?
Yes Utah Housing Corporation offers down payment assistance and low interest rate loans for first time buyers in Cedar City. Income limits and purchase price caps apply. Local lenders can help you determine if you qualify for these programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.