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Find Mortgage Lenders in Cottonwood Heights, UT

Looking for a mortgage lender in Cottonwood Heights? Review the directory below to compare your options.

20 agents listed
Updated June 2026
Cottonwood Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 20 mortgage lenders in Cottonwood Heights, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Direct Rate Home Loans, Inc.
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 506-2700 directrate.com
Matt Barrett | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 897-3222 intercaplending.com
Marylee Gilchrist at CrossCountry Mortgage
6925 S Union Park Center #120, Cottonwood Heights, UT 84047
(801) 898-6784 teammarylee.com
Mark Moyes Team | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 999-0886 markmoyes.com
Brady Beyer Mortgage Consultant | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 414-8691 intercaplending.com
Brian Kesler | Fairway Mortgage
6965 S Union Park Center #140, Cottonwood Heights, UT 84121
(801) 230-5464 fairway.com
United First Mortgage
7351 South Union Park Ave Suite 225, Cottonwood Heights, UT 84093
(801) 308-5626 unitedfirstmortgage.com
Direct Rate Home Loans - Dante Esquibel
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 819-9748 utahsmortgage.com
Eric Simonson | Intercap Lending, Inc.
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 808-0273 intercaplending.com
Fairway Independent Mortgage Corporation
6955 S Union Park Center # 370, Cottonwood Heights, UT 84047
(385) 355-2144
Cottonwood Lending Group
2825 E Cottonwood Pkwy Ste .500, Ofc# 578, Cottonwood Heights, UT 84121
(801) 706-7354 cottonwoodlendinggroup.com
American Pacific Mortgage
1225 E, Fort Union Blvd #100, Cottonwood Heights, UT 84047
(801) 917-1280
Angie Martinez | Intercap Lending
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 864-4199 intercaplending.com
Intercap Lending: Christi Larsen
2750 E Cottonwood Pkwy Suite 660, Cottonwood Heights, UT 84121
(801) 358-5613 intercaplending.com
Approved Home Loans
7135 S Highland Dr STE 202, Cottonwood Heights, UT 84121
(801) 899-9191 yourapprovedloan.com
Ascension Mortgage Brokers, Inc.
3462 Tree Farm Ln, Cottonwood Heights, UT 84121
(801) 548-3654 ascensionmortgagebrokers-com.mysecureloan.com
The Spectre Mortgage Team at Direct Rate Home Loans
6985 S Union Park Center #150, Cottonwood Heights, UT 84047
(801) 759-5201 digitalmortgage.candidcrm.com
Randy Wright at Rate (NMLS #8977)
6740 S 1300 E Suite 100, Cottonwood Heights, UT 84121
(801) 265-8900 rate.com
Associated Mortgage LC
2469 East Fort Union Blvd STE 108, Cottonwood Heights, UT 84121
(801) 943-1999 associatedmtg.com
Lifetime Home Loans NMLS #1861406
6955 S Union Park Center #140, Cottonwood Heights, UT 84047
(801) 205-3689 lifetimehomeloans.com

Mortgage lenders in Cottonwood Heights help home buyers and homeowners secure loans to purchase or refinance property. Utah law requires all mortgage loan originators to be licensed through the Utah Division of Real Estate. Local lenders understand the Cottonwood Heights market and can guide you through the loan process.

What Does a Mortgage Lender in Cottonwood Heights Cost?

Typical costs for a mortgage in Utah include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Cottonwood Heights?
You will need proof of income, tax returns, bank statements, and identification. Utah lenders also require a credit check and a property appraisal.
How long does the mortgage process take in Utah?
The typical mortgage process in Utah takes 30 to 45 days from application to closing. Delays can occur if additional documents are needed or if the appraisal takes longer.