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Directory of mortgage lenders in Fruit Heights, Utah. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Fruit Heights, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 mortgage lenders in Fruit Heights, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
FastTrack Mortgage, Inc.
1455 E Howards Way, Fruit Heights, UT 84037
8019165425
Al Acosta - Mortgage Broker
664 N 1340 E, Fruit Heights, UT 84037
8018745268
Fruit Heights residents looking for a mortgage lender can work with local banks credit unions and mortgage brokers. Utah law requires lenders to be licensed through the Nationwide Multistate Licensing System. Many lenders in Davis County offer conventional FHA and VA loans.
What Does a Mortgage Lender in Fruit Heights Cost?
Typical mortgage costs in Utah include an origination fee of 0.5 to 1 percent of the loan amount and appraisal fees of 400 to 700 dollars. Closing costs in Davis County often range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fruit Heights Utah?
You typically need pay stubs tax returns bank statements and photo ID. Utah lenders also require a signed purchase agreement and proof of homeowners insurance.
How long does the mortgage process take in Utah?
The average mortgage process in Utah takes 30 to 45 days from application to closing. Utah law requires a three day rescission period for refinances but not for purchase loans.
Are there Utah specific mortgage programs for first time home buyers?
Yes Utah Housing Corporation offers down payment assistance and fixed rate loans for first time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Utah.