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Compare Mortgage Lenders in Millcreek, UT

Directory of mortgage lenders in Millcreek, Utah. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Millcreek, UT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Utah before hiring.
Showing 8 mortgage lenders in Millcreek, UT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Loan Remedy
4568 S Highland Dr Suite 250, Millcreek, UT 84117
(801) 833-0778 loanremedy.com
Luminary Lending
2887 E Evergreen Ave, Millcreek, UT 84109
(801) 348-5872 luminarylending.com
Stratify Lending
5353 S 960 E #230, Millcreek, UT 84117
(801) 783-1404 stratifylending.com
Quinn Richins—Vandyk Mortgage Corporation
5330 S 900 E #200, Millcreek, UT 84117
(801) 747-2470 vandykmortgage.com
Vintage Lending & Realty
777 E 4500 S, Millcreek, UT 84107
(801) 674-9995 vintagelending.com
Jamie Nielsen - VanDyk Mortgage Corporation
5330 S 900 E #250, Millcreek, UT 84117
(801) 694-0822 jamienielsen.vandykmortgage.com
Refinance.direct
4885 S 900 E, Millcreek, UT 84117
(801) 550-4122 refinance.direct
Commercial Lending Millcreek UT
3853 S 900 E, Millcreek, UT 84106
(801) 980-3553

Mortgage lenders in Millcreek Utah help home buyers and homeowners secure financing for home purchases and refinancing. Utah law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Working with a local lender can provide knowledge of Millcreek real estate values and Utah specific lending programs.

What Does a Mortgage Lender in Millcreek Cost?

Typical mortgage lender costs in Utah include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Utah generally range from 2 percent to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Millcreek Utah?
You will typically need pay stubs, tax returns, bank statements, and identification. Utah lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Utah?
The mortgage process in Utah usually takes 30 to 45 days from application to closing. Utah law requires a three day rescission period for refinances under certain conditions.
Are there special mortgage programs for first time home buyers in Utah?
Yes Utah offers the Utah Housing Corporation program which provides down payment assistance and favorable rates for qualified first time buyers. Many lenders also offer FHA and USDA loans in Millcreek.