Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Utah before hiring.
Showing 2 mortgage lenders in North Salt Lake, UT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
At Home Discount Mortgage
640 N Main St #132, North Salt Lake, UT 84054
8017598282
Elevated Lending
1010 N 500 E Suite 101, North Salt Lake, UT 84054
8012989400
What Does a Mortgage Lender in North Salt Lake Cost?
Typical costs for a mortgage lender in Utah include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs generally range from 2% to 5% of the purchase price. These costs vary by lender and loan program. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the licensing requirements for mortgage lenders in North Salt Lake Utah?
Mortgage lenders in Utah must be licensed with the Nationwide Multistate Licensing System under the Utah Residential Mortgage Practices Act. This includes passing a background check and completing pre licensing education. Borrowers can verify a lenders license on the NMLS Consumer Access website.
How long does it take to close a mortgage in North Salt Lake Utah?
A typical mortgage closing in Utah takes 30 to 45 days from application to funding. This timeline can vary based on loan type, appraisal availability, and underwriting requirements. Utah law does not set a specific closing deadline but lenders must provide a Closing Disclosure at least three business days before closing.
What documents do I need to apply for a mortgage in North Salt Lake Utah?
You will need recent pay stubs, W 2 forms, tax returns, bank statements, and a government issued ID. Utah lenders may also ask for proof of assets and a credit report. Self employed borrowers need additional documentation such as profit and loss statements.