Compare Mortgage Lenders in Rutland, VT
Browse mortgage lenders serving Rutland, Vermont. Contact information and addresses listed below.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Vermont before hiring.
Showing 6 mortgage lenders in Rutland, VT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Rutland Cost?
Typical costs for a mortgage in Rutland Vermont include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance around 500 to 1000 dollars. Closing costs generally total 2 to 5 percent of the purchase price. Vermont also charges a mortgage recording tax of 0.50 to 1.00 per 100 dollars of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Rutland Vermont?
You typically need recent pay stubs W-2 forms tax returns bank statements and photo ID. Vermont lenders also require proof of Vermont residency and a valid Social Security number.
Are there special mortgage programs for Vermont residents?
Yes the Vermont Housing Finance Agency offers programs like the Vermont Home Advantage Mortgage and the Vermont Housing Assistance Program. These provide down payment assistance and competitive rates for eligible buyers in Rutland.
How long does a mortgage application take in Vermont?
The process usually takes 30 to 45 days from application to closing. Vermont law requires a three day right of rescission for refinances and a minimum review period for certain loan types.