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Compare mortgage lenders in Bluefield. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Bluefield, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 4 mortgage lenders in Bluefield, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Sentinel Bank
801 S College Ave #5, Bluefield, VA 24605
2763221380
First Community Bank
101 Saunders Ln, Bluefield, VA 24605
2763225487
Burke & Herbert Bank
108 Spruce St, Bluefield, VA 24605
2763262606
JELEC Financial
3085 Stadium Dr, Bluefield, VA 24605
2763261224
Mortgage lenders in Bluefield Virginia help home buyers and homeowners secure financing for residential properties. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand the Bluefield real estate market and can guide you through loan programs like FHA VA and conventional mortgages.
What Does a Mortgage Lender in Bluefield Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount an appraisal fee of $400 to $700 and title insurance costing $500 to $1,500. Closing costs in Virginia generally range from 2% to 5% of the purchase price. These costs vary by loan type property value and lender. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bluefield Virginia?
You typically need pay stubs W-2 forms tax returns bank statements and photo identification. Virginia lenders may also require a property appraisal and proof of homeowners insurance. Specific requirements vary by loan type and lender.
How long does a mortgage loan process take in Virginia?
The mortgage process in Virginia usually takes 30 to 45 days from application to closing. This timeline can be shorter for cash-out refinances or longer for complex purchases. Virginia law does not set a specific maximum time but lenders must provide a loan estimate within three business days.
Are there Virginia-specific mortgage programs for first-time buyers?
Yes Virginia offers the Virginia Housing Development Authority (VHDA) program which provides down payment assistance and competitive rates for first-time buyers. Bluefield residents may also qualify for USDA loans in rural areas. Eligibility depends on income and property location.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.