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Compare Mortgage Lenders in Hampton, VA

Looking for a mortgage lender in Hampton? Review the directory below to compare your options.

4 agents listed
Updated June 2026
Hampton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Virginia before hiring.
Showing 4 mortgage lenders in Hampton, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Debbie Robbins Loan Officer with RW Towne Mortgage
2306 Cunningham Dr, Hampton, VA 23666
(757) 409-9075
Old Point Mortgage
101 E Queen St Suite 250, Hampton, VA 23669
(757) 769-7169 oldpoint.com
Lisa McNeil Mortgage Senior Loan Officer
101 E Queen St, Hampton, VA 23669
(757) 759-9035 townebankmortgage.com
Hard Money Lenders Hampton VA
5 W Queens Wy, Hampton, VA 23669
(757) 520-5087

Mortgage lenders in Hampton Virginia help homebuyers secure financing for residential properties. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand the Hampton real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Hampton Cost?

Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in Virginia often total 2 to 5 percent of the purchase price. These figures are estimates. Costs vary by lender, loan type, and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hampton Virginia?
You typically need pay stubs, tax returns, bank statements, and photo ID. Virginia lenders also require a credit check and proof of assets. The exact list depends on your loan type and lender.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for most refinances. Delays can happen if appraisals or title work take longer.