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Looking for a mortgage lender in Midlothian? Review the directory below to compare your options.
20 agents listed
Updated May 2026
Midlothian, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 20 mortgage lenders in Midlothian, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
C&F Mortgage Corp
1400 Alverser Dr Second Floor, Midlothian, VA 23113
8048588300
Prosperity Mortgage Corporation
1100 Jefferson Green Cir, Midlothian, VA 23113
8043789931
Mason-McDuffie Mortgage Corporation
201 Wylderose Cmns Suite 204, Midlothian, VA 23113
9252424400
Capitol Mortgage Group NMLS# 1801858 https://nmlsconsumeraccess.org/
14321 Winter Breeze Dr Suite 26, Midlothian, VA 23113
8043627600
Clay Carroll | Team Clay | CrossCountry Mortgage
14321 Winter Breeze Dr office 236, Midlothian, VA 23113
8046146515
Open Door Lending
1 Park W Cir Suite 310H, Midlothian, VA 23114
8047043339
William L Woodfin III at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Mark Costley
14361 Sommerville Ct Suite 102, Midlothian, VA 23113
8043066581
Greg Arroyo at Prosperity Home Mortgage - Midlothian
2931 Polo Pkwy, Midlothian, VA 23113
8772751762
Liz Copeland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
4344663289
Sharon Boyd at Prosperity Home Mortgage - Midlothian
1100 Jefferson Green Cir, Midlothian, VA 23113
8772751762
Claiborne Carroll at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8777731226
Guild Mortgage - Scott Silverstein
14321 Winter Breeze Dr Suite 200, Midlothian, VA 23113
3012549547
David Fortin at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8044193131
Tiffani Norris Senior Mortgage Loan Officer
13305 Midlothian Turnpike, Midlothian, VA 23113
8043061115
Ben Crooks Senior Mortgage Loan Officer: TowneBank Mortgage
13305 Midlothian Tpke, Midlothian, VA 23113
8045193672
Mike Layton Senior Loan Officer: TowneBank Mortgage
13305 Midlothian Tpke, Midlothian, VA 23113
8046156252
Chris Cleveland at CrossCountry Mortgage
14405 Justice Rd, Midlothian, VA 23113
8043480042
CrossCountry Mortgage | Branch NMLS #1909529
14405 Justice Rd, Midlothian, VA 23113
8043495960
First Home Mortgage - Richmond
1 Park W Cir Suite 106, Midlothian, VA 23114
8048971122
Mortgage lenders in Midlothian, Virginia help homebuyers and homeowners secure loans for property purchases or refinancing. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders are familiar with Midlothian real estate trends and can guide you through Virginia-specific closing procedures.
What Does a Mortgage Lender in Midlothian Cost?
Typical costs for a mortgage in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs in Midlothian generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Midlothian?
You typically need pay stubs, tax returns, bank statements, and identification. Virginia law requires lenders to verify your income and assets thoroughly. Additional documents may be needed for self-employed borrowers.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia has a 7-day right of rescission for refinances on primary residences. Delays can occur if appraisals or title searches take longer.
Are there Virginia-specific programs for first-time homebuyers?
Yes, the Virginia Housing Development Authority offers down payment assistance and lower interest rates for eligible first-time buyers. These programs have income and purchase price limits. Local lenders in Midlothian can help you determine if you qualify.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.