Compare Mortgage Lenders in Norfolk, VA
Directory of mortgage lenders in Norfolk, Virginia. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Virginia before hiring.
Showing 18 mortgage lenders in Norfolk, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage lenders in Norfolk Virginia help homebuyers secure financing for residential properties. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders understand the Norfolk real estate market, including properties near the waterfront and military housing areas.
What Does a Mortgage Lender in Norfolk Cost?
Typical costs for a mortgage lender in Virginia include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $500 to $1,500. Closing costs in Virginia generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a mortgage lender need in Virginia?
A mortgage lender in Virginia must hold a license from the Virginia State Corporation Commission Bureau of Financial Institutions. This license ensures compliance with state lending laws and consumer protections.
Are there specific loan programs for military in Norfolk?
Yes, Norfolk has many military families and VA loans are widely available. Virginia law provides additional protections for active duty service members under the Virginia Military Family Relief Fund and the Servicemembers Civil Relief Act.
What is the typical closing timeline in Virginia?
A typical mortgage closing in Virginia takes 30 to 45 days from application to closing. Virginia law requires a three day right of rescission for refinances but not for purchase loans.