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Directory of mortgage lenders in Richlands, Virginia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Richlands, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 3 mortgage lenders in Richlands, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Seth White
2331 Front St, Richlands, VA 24641
2769714637
Movement Mortgage , Becky Bolton Loan Officer
2331 Front St, Richlands, VA 24641
2762455458
Kara Viers - Movement Mortgage
2331 Front St, Richlands, VA 24641
2769714747
Mortgage lenders in Richlands Virginia help homebuyers secure financing for residential properties. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Local lenders understand the regional housing market and can guide you through the process.
What Does a Mortgage Lender in Richlands Cost?
Typical mortgage lender costs in Virginia include an origination fee of 0.5 to 1 percent of the loan amount. Appraisal fees range from 400 to 700 dollars and title insurance costs about 500 to 1,000 dollars. Closing costs in Tazewell County often total 2 to 5 percent of the home price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richlands?
You typically need pay stubs tax returns bank statements and identification. Virginia lenders also require a credit check and proof of assets.
How long does mortgage approval take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law requires a three-day rescission period after signing the loan documents.
Are there first-time home buyer programs in Virginia?
Yes Virginia offers the Virginia Housing Development Authority program with down payment assistance. Local lenders in Richlands can help you apply for these state-specific options.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.