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Find Mortgage Lenders Near You in Staunton, VA

Browse mortgage lenders serving Staunton, Virginia. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Staunton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 10 mortgage lenders in Staunton, VA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Park Lane Finance
108 Mactanly Pl, Staunton, VA 24401
4349755088
ALCOVA Mortgage | Staunton, VA
1600 N Coalter St #15th, Staunton, VA 24401
5408864613
The Adler Mortgage Team
32 N Augusta St Suite 18, Staunton, VA 24401
5406494940
Lendmark Financial Services LLC
729 Richmond Ave Suite 102, Staunton, VA 24401
5408860736
Chris Montgomery, NMLS ID#2296647
1600 N Coalter St Apt 15, Staunton, VA 24401
5402900558
Michelle Fix, NMLS ID#235608
1600 N Coalter St Apt 15, Staunton, VA 24401
5404301968
Farm Credit of the Virginias
102 Industry Way, Staunton, VA 24401
8009193276
Atlantic Bay Mortgage Group - Staunton, VA
19 Myers Corner Dr a05, Staunton, VA 24401
5404066555
Michael Walters - Truist Mortgage Loan Officer
488 Frontier Dr, Staunton, VA 24401
5408514087
Marcella Johnson, NMLS ID 453329
105 Baldwin St, Staunton, VA 24401
5404661988

Mortgage lenders in Staunton Virginia help homebuyers and homeowners secure financing for property purchases or refinancing. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission. Local lenders in Staunton understand the Shenandoah Valley real estate market and can guide you through Virginia-specific loan programs like the Virginia Housing down payment assistance.

What Does a Mortgage Lender in Staunton Cost?

Typical costs for a mortgage lender in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,500. Closing costs in Virginia generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information and is not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Staunton Virginia?
You typically need pay stubs, tax returns, bank statements, and photo ID. Virginia lenders also require a credit check and proof of any down payment funds.
How long does it take to close on a mortgage in Virginia?
The average mortgage closing in Virginia takes 30 to 45 days. Virginia law requires a three-day right of rescission for refinances, which adds to the timeline.
What is the Virginia Housing down payment assistance program?
Virginia Housing offers down payment and closing cost assistance for eligible first-time homebuyers. This program provides up to 3% of the loan amount as a grant or second mortgage.