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Browse mortgage lenders serving Vinton, Virginia. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Vinton, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 4 mortgage lenders in Vinton, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ALCOVA Mortgage | Vinton, VA
1028 E Washington Ave, Vinton, VA 24179
5406914004
HomeTrust Bank - Vinton
201 S Pollard St, Vinton, VA 24179
5408537010
Will Blaylock - Alcova Mortgage - NMLS #1642964
1028 E Washington Ave, Vinton, VA 24179
5403398569
Truist
210 E Washington Ave, Vinton, VA 24179
5407956101
Mortgage lenders in Vinton, Virginia help homebuyers and homeowners secure financing for property purchases and refinancing. Virginia law requires lenders to be licensed through the Virginia State Corporation Commission and follow state-specific disclosure rules. Local lenders in Vinton understand the regional housing market and can guide you through the loan process.
What Does a Mortgage Lender in Vinton Cost?
Typical costs for a mortgage in Virginia include an origination fee of 0.5% to 1% of the loan amount, appraisal fees around $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Vinton?
You typically need proof of income, tax returns, bank statements, and identification. Virginia lenders also require a property appraisal and title search. Specific requirements vary by loan type and lender.
How long does it take to get a mortgage in Virginia?
The mortgage process in Virginia usually takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property appraisal takes longer. Virginia law allows for a three-day right of rescission on most refinances.
What are the typical interest rates for mortgages in Vinton?
Interest rates in Vinton follow national trends but can vary based on your credit score, loan amount, and down payment. Virginia lenders offer fixed-rate and adjustable-rate mortgages. Check with multiple lenders for current rate quotes.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.