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Looking for a mortgage lender in Waynesboro? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Waynesboro, VA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Virginia before hiring.
Showing 15 mortgage lenders in Waynesboro, VA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Monticello Reverse Mortgage
29 Stoneridge Dr #207, Waynesboro, VA 22980
4342492222
Mariner Finance
831 Lew Dewitt Blvd Ste 108, Waynesboro, VA 22980
5404565019
C&F Mortgage Corp
520 Lew Dewitt Blvd Suites 104 and 105, Waynesboro, VA 22980
5409417633
Lendmark Financial Services LLC
115-G Lucy Ln, Waynesboro, VA 22980
5402773220
F&M Bank Waynesboro
2701 W Main St, Waynesboro, VA 22980
5409432080
Truist
1100 W Broad St, Waynesboro, VA 22980
5409416120
United Bank
2556 Jefferson Hwy, Waynesboro, VA 22980
5409428488
First Bank and Trust Company
851 Lew Dewitt Blvd, Waynesboro, VA 22980
5409435020
Mountain Valley Homes Team
2352 Jefferson Hwy, Waynesboro, VA 22980
5409973146
Benchmark Mortgage — The Bruce Burner Mortgage Team
362 S Laurel Ave, Waynesboro, VA 22980
5406621010
First Bank
1415 W Main St, Waynesboro, VA 22980
5409468864
Benchmark Mortgage Companies
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
8044242200
Antonio Madera | Novus Home Mortgage | Loan Officer NMLS# 2246865
4617 Stuarts Draft Hwy, Waynesboro, VA 22980
4342578622
Financial Management Inc.
222 S Wayne Ave, Waynesboro, VA 22980
5409434193
Karen Frank C&F Mortgage Corporation
540 Lew Dewitt Blvd Ste. #4, Waynesboro, VA 22980
5409417633
Waynesboro Virginia home buyers and refinancing homeowners can work with local mortgage lenders to secure a home loan. Virginia law requires lenders to provide a Loan Estimate within three business days of application. Many lenders in Waynesboro offer conventional FHA and VA loans to serve the local community.
What Does a Mortgage Lender in Waynesboro Cost?
Typical mortgage lender costs in Virginia include an origination fee of 0.5 to 1 percent of the loan amount plus appraisal fees around 400 to 700 dollars and title insurance averaging 0.5 percent of the purchase price. Closing costs in Waynesboro generally range from 2 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage lender in Waynesboro?
You typically need pay stubs tax returns bank statements and a valid ID. Virginia lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in Virginia?
The process usually takes 30 to 45 days from application to closing. Virginia law allows a three day right of rescission for refinances after closing.
Are there Virginia specific mortgage programs?
Yes the Virginia Housing Development Authority offers down payment assistance and lower rate loans for first time buyers. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Virginia.