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Looking for a mortgage lender in Anacortes? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Anacortes, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 13 mortgage lenders in Anacortes, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
3014 Commercial Ave A, Anacortes, WA 98221
3602931006
CrossCountry Mortgage - Team Martin
301 Commercial Ave, Anacortes, WA 98221
3607707358
Esther Spence Crabb at Cornerstone Home Lending | NMLS# 117289
3119 Commercial Ave, Anacortes, WA 98221
8557234663
WaFd Bank
1017 Commercial Ave, Anacortes, WA 98221
3602935181
Andrew Velin, Mortgage Advisor
1010 5th St #240, Anacortes, WA 98221
3602096351
Guild Mortgage - Andrya Corral
3014 Commercial Ave A, Anacortes, WA 98221
3604214982
Clarissa Wong at CrossCountry Mortgage
301 Commercial Ave Suite 301, Anacortes, WA 98221
3603123238
Kurt McCloud NMLS 422651
619 Commercial Ave Unit 24, Anacortes, WA 98221
2067996114
Kara Gonzalez - Banner Bank VP Residential Loan Officer
1400 Commercial Ave, Anacortes, WA 98221
3608555431
Savi, Powered by Harborstone Credit Union
908 30th St, Anacortes, WA 98221
3607553436
Jeff Dowrey at CrossCountry Mortgage
301 Commercial Ave Suite 301, Anacortes, WA 98221
3602555616
Jessica Nguyen - Banner Bank Residential Loan Officer
1400 Commercial Ave, Anacortes, WA 98221
3604204192
Wells Fargo Home Mortgage
1018 8th St, Anacortes, WA 98221
3602933119
Mortgage lenders in Anacortes Washington help home buyers and refinancing homeowners secure loans for residential property. Washington state law requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Local lenders understand the unique real estate market in Skagit County and the surrounding islands.
What Does a Mortgage Lender in Anacortes Cost?
Typical mortgage lender costs in Washington include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance fees of 1,500 to 3,000 dollars. Closing costs generally range from 2 to 5 percent of the home purchase price. Washington also charges a mortgage recording tax of 1.28 dollars per 500 dollars of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Anacortes?
You typically need pay stubs, tax returns, bank statements, and identification. Washington lenders also require a signed loan application and a property appraisal. Self employed borrowers may need additional profit and loss statements.
How long does mortgage approval take in Washington state?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three day right of rescission for refinances on primary residences. Purchase loans do not have this waiting period.
Are there special mortgage programs for first time home buyers in Washington?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credit programs. Local lenders in Anacortes can help you apply for these programs if you meet income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.