Find Mortgage Lenders in Fircrest, WA
Directory of mortgage lenders in Fircrest, Washington. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Washington before hiring.
Showing 5 mortgage lenders in Fircrest, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Fircrest Cost?
Typical costs for a mortgage lender in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. Washington state also charges a mortgage recording tax of $1.50 to $2.50 per $1,000 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Fircrest?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Washington lenders also require a valid government ID and may ask for a credit report. Self-employed borrowers often need two years of tax returns.
How long does a mortgage loan process take in Washington?
The typical mortgage process in Washington takes 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload. Washington state law requires a three-day rescission period for refinances.
Are there special mortgage programs for Washington home buyers?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credit programs for eligible buyers. Some local lenders also offer conventional and FHA loans with low down payment options. Check with your lender about income limits and property location requirements.