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Mortgage Lenders in Fircrest, WA

Looking for a mortgage lender in Fircrest? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Fircrest, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 5 mortgage lenders in Fircrest, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Home Lending Company LLC
1215 Regents Blvd W # 1B, Fircrest, WA 98466
2535642209
George Lane
2006 65th Ave W, Fircrest, WA 98466
2534606200
John Cobain Home Loans in Partnership with Edge Home Finance
2006 65th Ave W, Fircrest, WA 98466
2532251245
Linda Kay and Team, FHA, VA, Conventional, Reverse Mortgage, Bank Statement Loans, Home Loans, Mortgage Lender NMLS #368936
2006 65th Ave W, Fircrest, WA 98466
2539880230
Justeen Chromy - Edge Home Finance Corporation
2006 65th Ave W, Fircrest, WA 98466
2532082121

Fircrest, Washington residents looking for a mortgage lender have access to local and regional lenders familiar with Pierce County real estate. Washington state law requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Working with a knowledgeable lender can help you navigate Washington-specific programs like the Washington State Housing Finance Commission first-time home buyer assistance.

What Does a Mortgage Lender in Fircrest Cost?

Typical costs for a mortgage lender in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. Washington state also charges a mortgage recording tax of $1.50 to $2.50 per $1,000 of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Fircrest?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Washington lenders also require a valid government ID and may ask for a credit report. Self-employed borrowers often need two years of tax returns.
How long does a mortgage loan process take in Washington?
The typical mortgage process in Washington takes 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload. Washington state law requires a three-day rescission period for refinances.
Are there special mortgage programs for Washington home buyers?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credit programs for eligible buyers. Some local lenders also offer conventional and FHA loans with low down payment options. Check with your lender about income limits and property location requirements.