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Find Mortgage Lenders Near You in Monroe, WA

Looking for a mortgage lender in Monroe? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Monroe, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 4 mortgage lenders in Monroe, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage - Kimberley Lynn
108 E Main St Suite 100, Monroe, WA 98272
3602178260
Chase Mortgage
18751 US-2, Monroe, WA 98272
3607948534
The Legacy Group Mortgage
19351 US-2, Monroe, WA 98272
4252382296
US Bank Mortgage
19387 US-2, Monroe, WA 98272
8008722657

Mortgage lenders in Monroe, Washington help homebuyers and homeowners secure financing for residential properties. Washington State follows a non-judicial foreclosure process under RCW 61.24, which can affect loan terms and timelines. Local lenders are familiar with Snohomish County property values and can guide you through conventional, FHA, and VA loan options.

What Does a Mortgage Lender in Monroe Cost?

Typical costs for a mortgage in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $500 to $700, and title insurance averaging $1,500 to $2,500. Closing costs usually range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Monroe?
You typically need pay stubs, tax returns, bank statements, and proof of assets. Washington lenders also require a valid government ID and a credit report.
How long does it take to close on a home loan in Washington?
The average closing time in Washington is 30 to 45 days. This includes appraisal, underwriting, and final approval steps.
Are there special mortgage programs for first-time buyers in Washington?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credits for eligible first-time buyers. Local lenders in Monroe can explain these programs.