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Looking for a mortgage lender in Mount Vernon? Review the directory below to compare your options.
16 agents listed
Updated May 2026
Mount Vernon, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 16 mortgage lenders in Mount Vernon, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Emily Griffin
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Dean Hayes Team @ Rocket Mortgage
720 Main St Suite 204, Mount Vernon, WA 98273
3608591629
Evergreen Home Loans Mount Vernon NMLS 2471753
1615 Buck Way Ste B, Mount Vernon, WA 98273
3602304610
Brandon Williams
2204 Riverside Dr Suites 100, Mount Vernon, WA 98273
3604882007
David Ell
2204 Riverside Dr #100, Mount Vernon, WA 98273
3609417694
Theresa Sundance
2204 Riverside Dr #100, Mount Vernon, WA 98273
3604202392
Guild Mortgage Company
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Xpert Home Lending - Sabrina Linman
14601 Avon Allen Rd, Mount Vernon, WA 98273
3602233446
CMG Home Loans
2204 Riverside Dr #100, Mount Vernon, WA 98273
4257501278
Xpert Home Lending - Sabrina Linman
14601 Avon Allen Rd, Mount Vernon, WA 98273
3602233446
New American Funding - Mount Vernon
422 N 4th St, Mount Vernon, WA 98273
3602233446
Shelly Varner
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3604195218
Chase Home Lending
620 E College Way, Mount Vernon, WA 98273
9253608002
Umpqua Bank: Susie DeVries
1615 Buck Way, Mount Vernon, WA 98273
3602302246
Kaitlin Bodemann
2124 Riverside Dr Suite 211, Mount Vernon, WA 98273
3603996685
Sabrina Linman FHA203K loan specialist
811 Cleveland Ave, Mount Vernon, WA 98273
3602233446
Mortgage lenders in Mount Vernon Washington help homebuyers and homeowners secure loans for purchasing or refinancing property. Washington state requires lenders to be licensed under the Consumer Loan Act. Local lenders understand the Skagit County real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Mount Vernon Cost?
Typical costs for a mortgage in Washington include origination fees of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mount Vernon?
You typically need recent pay stubs, tax returns, bank statements, and identification. Washington lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage approval process take in Washington?
The process usually takes 30 to 45 days from application to closing. Washington law requires a three-day rescission period for refinances but not for purchase loans.
Are there first-time homebuyer programs in Washington?
Yes, the Washington State Housing Finance Commission offers down payment assistance and tax credits for eligible first-time buyers. Local programs in Skagit County may also provide additional support.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.