ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage lenders in Mountlake Terrace. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Mountlake Terrace, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 6 mortgage lenders in Mountlake Terrace, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Security Bank Home Lending Office
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
8006830973
Caliber Home Loans - Mountlake Terrace
6100 219th St SW #545, Mountlake Terrace, WA 98043
4255992600
Enrico Di Salvo at 1st Security Bank | NMLS #113132
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2067184776
Holly Gaal l Fairway Independent Mortgage
5800 236th St SW, Mountlake Terrace, WA 98043
2063992982
Kara Poysky Home Loans
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2066500770
Alycia Edmonds | NMLS #487507 | 1st Security Bank
6100 219th St SW Suite 200, Mountlake Terrace, WA 98043
2063720852
Mortgage lenders in Mountlake Terrace Washington help home buyers and homeowners secure financing for property purchases and refinances. Washington state law requires all mortgage loan originators to be licensed through the Department of Financial Institutions. Local lenders understand the Snohomish County real estate market and can guide you through loan programs suited to the area.
What Does a Mortgage Lender in Mountlake Terrace Cost?
Typical costs for a mortgage lender in Washington include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in Washington generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Mountlake Terrace?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Washington lenders also require a signed authorization to pull your credit report.
Are there down payment assistance programs for Mountlake Terrace buyers?
Yes, Washington State offers programs like the Washington State Housing Finance Commission down payment assistance. These programs can provide up to 4 percent of the purchase price for eligible first-time buyers in Snohomish County.
How long does a mortgage closing take in Washington?
A typical mortgage closing in Washington takes 30 to 45 days from application to funding. Washington law requires a three-day right of rescission for refinances, which can add to the timeline.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Mountlake Terrace who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Washington.