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Compare Mortgage Lenders in Mukilteo, WA

Directory of mortgage lenders in Mukilteo, Washington. Verify credentials with the state mortgage licensing authority before hiring.

7 agents listed
Updated May 2026
Mukilteo, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 7 mortgage lenders in Mukilteo, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
UniSave Home Loans
8490 Mukilteo Speedway #100, Mukilteo, WA 98275
2064566467
Sound Credit Union Mukilteo
9901 Harbour Pl, Mukilteo, WA 98275
8005628130
Private Capital Northwest
12221 Village Center Pl UNIT 209, Mukilteo, WA 98275
2065128400
Wiley Financial - Mortgage Specialist
Mukilteo, WA 98275
4253591090
Chase Home Lending
3905 Harbour Pointe Blvd SW, Mukilteo, WA 98275
4252632974
Westar Funding Inc
728 3rd St, Mukilteo, WA 98275
4257787222
Christine L Dalton - Chase Home Lending Advisor - NMLS ID 695010
3905 Harbour Pointe Blvd SW, Mukilteo, WA 98275
4252632974

Mortgage lenders in Mukilteo, Washington help home buyers and refinancers secure financing for residential properties. Washington State law requires lenders to be licensed under the Consumer Loan Act and follow strict disclosure rules. Working with a local lender familiar with Snohomish County market conditions can simplify the loan process.

What Does a Mortgage Lender in Mukilteo Cost?

Typical costs for a mortgage in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $500 to $700, and title insurance of $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. These amounts vary by lender and property type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Mukilteo?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Washington lenders also require a signed authorization to pull your credit report.
Are there any Washington-specific mortgage rules I should know?
Yes, Washington requires lenders to provide a Loan Estimate within three business days of application. The state also limits prepayment penalties on most residential mortgages.
How long does the mortgage process take in Mukilteo?
The process usually takes 30 to 45 days from application to closing. Washington law mandates a three-day right of rescission for refinances, which can add a few days.