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Find Mortgage Lenders in Normandy Park, WA

Directory of mortgage lenders in Normandy Park, Washington. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Normandy Park, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 2 mortgage lenders in Normandy Park, WA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ignite Financial Services LLC
19439 1st Ave S STE B-3, Normandy Park, WA 98148
2532368880
Wallingford Financial Services
236 SW 171st St, Normandy Park, WA 98166
2062412634

Mortgage lenders in Normandy Park, Washington help homebuyers and homeowners secure financing for residential properties. Washington state requires lenders to be licensed under the Consumer Loan Act and follow specific disclosure rules. Local lenders understand the Normandy Park real estate market and can guide you through loans for single-family homes and condos.

What Does a Mortgage Lender in Normandy Park Cost?

Typical costs for a mortgage lender in Washington include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in Washington generally range from 2% to 5% of the purchase price. These costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Normandy Park?
You typically need recent pay stubs, tax returns, bank statements, and a government-issued ID. Washington lenders also require a signed authorization to pull your credit report. Additional documents may be needed for self-employed borrowers.
Are there Washington-specific mortgage programs for first-time buyers?
Yes, the Washington State Housing Finance Commission offers programs like the Home Advantage loan and the House Key Opportunity loan. These provide down payment assistance and competitive interest rates for eligible first-time buyers in Normandy Park.
How long does the mortgage process take in Washington state?
The typical mortgage process in Washington takes 30 to 45 days from application to closing. Washington law requires a three-day rescission period for refinances but not for purchase loans. Delays can occur if appraisals or title work take longer.