Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Washington before hiring.
Showing 3 mortgage lenders in Spanaway, WA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
17415 Pacific Ave S Ste L, Spanaway, WA 98387
2538465200
Jeff Journey
16121 Pacific Ave S #1, Spanaway, WA 98387
2532597540
US Bank Mortgage
17305 Pacific Ave S, Spanaway, WA 98387
8008722657
What Does a Mortgage Lender in Spanaway Cost?
Typical mortgage lender costs in Washington include an origination fee of 0.5 to 1.5 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance ranging from 1500 to 3000 dollars. Closing costs in Pierce County often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Spanaway?
You typically need pay stubs W-2 forms tax returns bank statements and a valid ID. Washington lenders also require a credit report and proof of any assets or down payment funds.
How long does a mortgage loan process take in Washington?
The average mortgage process in Washington takes 30 to 45 days from application to closing. This timeline can vary based on loan type appraisal turnaround and your specific financial situation.
Are there special mortgage programs for first time home buyers in Washington?
Yes Washington State Housing Finance Commission offers programs like the Home Advantage loan and down payment assistance. These programs have income limits and require home buyer education courses.